During the last few years Polish financial sector has been expanding in a very dynamic way, also in a spatial context. In cities banks displace other forms of urban activities from their previous locations. The aim of the paper is to examine spatial distribution of banking services in Warsaw at the beginning of 2009. The author, based on her own research, presents main current features of spatial structure of the phenomenon, resting on Proudfoot’s conception of principal types of city retail structure. Special features of the structure related to the specifity of banking services were also considered.